I just have to put this out here Tera Bradford!!! My credit score is still climbing! Credit cards that were once secured are NOW unsecured with increased credit lines in 3 months, and an American Express unlimited spending card! Definitely Call Tera Bradford it you want results!!! Thank you Tavia for referring me to T And T Credit Counseling! Like Tera Bradford says, "just stick to the plan she outlines, just 👍stick to the plan!!! Tavia Bradford Melton AND Tera Bradford.... u.guys are Awesome!!