STEP 1: CREATE ACCOUNT
STEP 2: CUSTOMIZE ORDER
STEP 3: ORDER COMPLETE
Discounts! Available For A Limited Time & Slots Only
Discounts! Available For A Limited Time & Slots Only
Gold Package
$
XXX (XXX)
$XXX ($XXX)  monthly

    What's Included:

    • Credit Rebuilding Tools: Tools that will help and guide you through the step by step process in improving your credit score
    • Focus on all 3 Credit Bureau at a Time: Focusing all efforts on 3 Credit Bureau at a time
    • Unlimited Disputes & Letters: Disputes Every 45 Days
    • ​Monthly Coaching Session: Assess progress via 1 on 1 coaching
    • ​Access to Nationally Certified Credit Counselors: Get expert advice on how to repair your credit

    BONUSES:

    • Free 30 Minute consultation: Clarify all problems, solutions, goals and procedures before implementation
    • Client Results Tracking Portal: Real time updates on your journey into having a high credit rating
    • Client Portal:  24/7 Access

    PROVEN RESULTS:

    Isha Brown

    The Financial Literacy class was awesome. The consultants are extremely professional, knowledgeable and fun. The class was informative and extremely helpful. I'm walking away with so many takeaways and new knowledge of things I didn’t know! Definitely looking forward to Class #2! “Knowledge is expensive but ignorance is big business.” 

    Clarence Reese Jr.

    I would highly recommend this company. I found out about my credit during a divorce. I had stuff in my name that I never knew existed. I was recommended by a mortgage consultant. Within the first month, my score had increased by almost 70 points through disputes. I received regular updates on how to continue to improve my credit and things to avoid. Using her portal to upload documents made this worth every penny. I never had trouble getting in touch with her or her team. She was prompt, professional, proficient, and patient.

    Olivia Elkins Carter

    First I like to thank ALMIGHTY GOD for the connections Tera Bradford & Tavia Bradford Melton. PASTOR Michael A. Davis Sr. Had these QUEENS to come to the house of PRAYER to counsel us about our credit. Tera laid the red carpet, & did & doing her thing. MARCH TERA start doing my credit & Business plan. When she stared my score was 636 & now its JUNE 5, & My score is 747.
    VIP PLAN
    $
    XXX (XXX)
    $XXX ($XXX) monthly

      What's Included:

      • Credit Rebuilding Tools: Tools that will help and guide you through the step by step process in improving your credit score
      • Focus on all 3 Credit Bureau at a Time: Focusing all efforts on 3 Credit Bureau at a time
      • Unlimited Disputes & Letters: Disputes Every 45 Days
      • Monthly Coaching Session: Assess progress via 1 on 1 coaching
      • ​Work Directly with Lead Counselor Tera Bradford: Get expert advice on how to repair your credit
      • Personalized Budget Plan: Tailor fit approach in budgeting
      • ​Debt Ratio Assistance: Access to a more advanced technical method in massively improving your credit score
      • ​Assistance with Business Funding & Business Profile: Get to know the secret ins and outs of fast business expansion loans

      BONUSES:

      • Free 30 Minute consultation with the CEO: Clarify all problems, solutions, goals and procedures before implementation with Tera
      • Client Results Tracking Portal: Real time updates on your journey into having a high credit rating
      • ​Client Portal: 24/7 Access

      PROVEN RESULTS:

      Sharon Glover

      T and T has made my life so much easier. They are well equipped and ready for whatever challenges that we bring to their program. Tera is very committed the her job. She is up all night fixing my credit that I messed up.If you follow all the guide lines you will get result.I thank God for TandT. Knowledge is power and thats what they offer.I'm so ready to give my testimony so stay tuned in. The best is yet to come!!! 

      Veba Harris

      I just have to put this out here Tera Bradford!!! My credit score is still climbing! Credit cards that were once secured are NOW unsecured with increased credit lines in 3 months, and an American Express unlimited spending card! Definitely Call Tera Bradford it you want results!!! Thank you Tavia for referring me to T And T Credit Counseling! Like Tera Bradford says, "just stick to the plan she outlines, just 👍stick to the plan!!! Tavia Bradford Melton AND Tera Bradford.... u.guys are Awesome!!

      Frequently Asked Questions

      • WHAT IS CREDIT REPAIR?: Credit repair is a service provided under the CROA that allows credit repair service providers to assist consumers in the correction of items on their consumer credit reports that prove to be inaccurate, outdated, or unverifiable. Any credit repair agency that claims to be able to remove ANY item other than those identified above is in violation of the Credit Repair Organizations Act (CROA).
      • WHAT ITEMS CAN BE REMOVED?: This is a tricky question. For one, we can’t tell you upfront that ANY item can or will be removed from our clients’ credit reports. Again, like all legally compliant credit repair agencies, we can only remove items that show to be inaccurate, outdated, or unverifiable. However, MANY items on most people’s reports could fall into one of those categories.
      • HOW MUCH WILL MY SCORE GO UP?: As much as we would like to, there is simply no way to know the answer to this question. There are far too many factors involved in the credit scoring model; the biggest variable being the “human factor”. We don’t know what you are going to do during this process. You might max out credit cards, get new credit, get new collections, get a judgment placed against you, or one of hundreds of other things that would change the outcome of your service. REMEMBER! T And T is hired only to help remove items from your report that you wish for us to work on, the score change is simply a byproduct of our service.
      • ​WHAT ITEMS CAN YOU HELP ME REMOVE OR IMPROVE?: With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.
      • IS CREDIT REPAIR LEGAL?: Yes, credit training is legal and our credit education and document processing services will help you to use the law in your favor. That law is called “The Fair Credit Reporting Act.” The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof.
      • WHEN SHOULD I SEE RESULTS?: Some see results in as little as 30 days others typically within 45 to 60 days. On an ongoing basis, you should see results each month you are in the program depending on the severity of your credit situation. You will have online access to our software thru a portal where you will be able to track your dispute results.
      • ​IS ANY OF THIS WORTH MY TIME OR MONEY?: Contrary to what credit bureaus want you to believe, credit training does work in most circumstances. But it only works if you are getting the best advice from an experienced professional.Anyone with a credit score below 720 can benefit long-term from the advice and information provided through our financial solutions education. However, there are limiting factors that will prevent us from helping you. Two main factors are: (1) your financial situation and/or (2) the time frame in which you need to reach your results.
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