I am Tera Bradford- Wilson
, the CEO of T & T Credit Counseling and Consulting. I’m a Louisiana native, but proudly reside in Texas with two beautiful daughters and and the most amazing husband on earth. I’ve always been told, if you truly have a passion and love what you do, there is a high chance of never having to work for anyone else a day in your life. I have found this to be true because T and T Credit Counseling and Consulting formed from my ability to have faith and a true passion to transform the financial status and credit worthiness of every client past or presently through T and T Credit Restoration Boot Camp.
As I reflect back on my past, as a single mother I understood what it felt like to work pay check to pay check, have a stagnant credit score in the 300’s all while living above my means. During that time, I spent thousands of dollars with a credit repair company that I thought would help me come out of the declining financial situation; however, they did not deliver the results they were paid for and I was devastated.
The continuous financial nightmare pushed me to change my situation and build a company to not only help myself, but others as well. I researched, studied and saved money to purchase books that would teach me the ins and outs of credit repair and credit consultation. After dedicating late nights and early mornings to furthering my education in credit repair solutions, I then started to repair my own credit. After I mastered it, I then started to fix the credit of my single mother friends as well as taught them how to dispute accounts and read credit reports.
After restoring credit for a year, my mother saw the passion I had for credit management and mentioned I should start a credit repair business. We came together, brain stormed, received all of the certifications necessary to run a successful business and we launched what is known today as T and T Credit Counseling and Consulting.